It's the same great coverage as a traditional nationwide® auto policy, but with a flexible monthly premium that's based on how many miles you drive Frequent drivers could pay more with this type of insurance, but if you use your. How smartmiles works your personalized premium consists of 2 parts
A base premium and a variable premium (cost per. If you don’t drive a lot, paying your auto insurance bill each month can be painful Driving fewer miles and paying a lot for insurance