Health care fsas have lower contribution limits and generally you can't carry over funds. There’s no easy or “right” answer. Health savings accounts (hsas) and flexible spending accounts (fsas) are two benefits offered by many employers that allocate pretax dollars towards medical expenses
The main differences between an fsa and an hsa come down to ownership, rollover rules and eligibility Using your hsa, hra or fsa in combination may or may not be possible — it depends on your circumstances Hsas offer investment opportunities and let you roll over funds indefinitely
Both plans allow you to set aside. The affordable care act (aca) implemented some new restrictions on fsas and hsas Meanwhile, fsas have more restrictions and are typically offered as an employee benefit.
