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A quick and easy guide for how to apply for social security retirement, spousal and disability benefits as well as for medicare. Learn whether you qualify and how to apply. Make an informed decision about when to apply for social security benefits

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Learn the factors that can affect your choice and find the best time for you. When a social security beneficiary dies, his or her spouse may be able to collect survivor benefits For example, if you turn 62 in june, your benefits can begin in july, and you can apply as early as march.

You can apply up to four months before you want your social security payments to start

For example, if you turn 62 in june, your benefits can begin in july, and you can apply as early as march If you were born on the first or second day of a month, you can begin collecting your benefits in that month. The earliest you can start receiving retirement benefits is age 62 The soonest you can apply is when you reach 61 years and 9 months of age.

The basics of social security retirement benefits, including how benefits work, how payments are calculated and awarded, and what you need to apply. You can apply online for social security disability insurance (ssdi) You may want to assemble all the documents you need ahead of time The social security administration (ssa) provides a handy, and lengthy, checklist.

Only the widow, widower or child of a social security beneficiary can collect the death benefit

You can apply by calling social security or visiting a local office.